/* --- GLOBAL STYLES & CSS VARIABLES --- */
        :root {
            /* SecureFuture Finance Theme */
            --sf-primary: #fe0c24;
            --sf-secondary: #a10717;
            --sf-accent: #fcdddb;
            --sf-light: #f9efee;
            --sf-dark: #212529;
            --sf-white: #ffffff;
            --sf-gradient: linear-gradient(135deg, var(--sf-primary), var(--sf-secondary));

           
        }

        * {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        body {
            font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
            line-height: 1.6;
            color: #333;
            overflow-x: hidden;
        }

        .container {
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 20px;
        }

        .section-padding {
            padding: 80px 0;
        }

        h2 {
            font-size: 2.5rem;
            margin-bottom: 20px;
            text-align: center;
        }

        /* --- SHARED COMPONENTS --- */
        .btn {
            display: inline-block;
            padding: 12px 28px;
            border: none;
            border-radius: 50px;
            cursor: pointer;
            text-decoration: none;
            font-size: 1rem;
            font-weight: 600;
            transition: all 0.3s ease;
            margin: 5px;
        }

        /* Modal for Privacy/Terms */
        .modal {
            display: none;
            position: fixed;
            z-index: 1000;
            left: 0;
            top: 0;
            width: 100%;
            height: 100%;
            background-color: rgba(0,0,0,0.6);
            animation: fadeIn 0.3s;
        }
        .modal-content {
            background-color: var(--sf-white);
            margin: 5% auto;
            padding: 30px;
            border: 1px solid #ddd;
            width: 80%;
            max-width: 700px;
            max-height: 80vh;
            overflow-y: auto;
            border-radius: 8px;
            animation: slideIn 0.4s;
        }
        .close {
            color: #aaa;
            float: right;
            font-size: 28px;
            font-weight: bold;
            cursor: pointer;
        }
        .close:hover { color: #000; }
        @keyframes fadeIn { from { opacity: 0; } to { opacity: 1; } }
        @keyframes slideIn { from { transform: translateY(-50px); opacity: 0; } to { transform: translateY(0); opacity: 1; } }

        /* Confirmation Banner */
        .confirmation-banner {
            position: fixed;
            top: -100px;
            left: 50%;
            transform: translateX(-50%);
            background-color: #28a745;
            color: white;
            padding: 15px 30px;
            border-radius: 5px;
            z-index: 2000;
            transition: top 0.5s ease-in-out;
            box-shadow: 0 4px 8px rgba(0,0,0,0.2);
        }
        .confirmation-banner.show { top: 20px; }

        /* ======================================================= */
        /* ========= PAGE 1: SECURE FUTURE FINANCE STYLES ======== */
        /* ======================================================= */
        .sf-page { background-color: var(--sf-light); color: var(--sf-dark); }

        /* Header */
        .sf-header {
            background: transparent;
            padding: 15px 0;
            position: fixed;
            width: 100%;
            top: 0;
            z-index: 999;
            transition: background-color 0.3s, box-shadow 0.3s;
        }
        .sf-header.scrolled {
            background-color: rgba(255, 255, 255, 0.95);
            box-shadow: 0 2px 10px rgba(0,0,0,0.1);
        }
        .sf-header .container { display: flex; justify-content: space-between; align-items: center; }
        .sf-logo { font-size: 1.5rem; font-weight: bold; color: var(--sf-primary); }
        .sf-nav ul { list-style: none; display: flex; }
        .sf-nav a { color: var(--sf-dark); text-decoration: none; margin: 0 15px; font-weight: 500; position: relative; transition: color 0.3s; }
        .sf-nav a::after { content: ''; position: absolute; width: 0; height: 2px; bottom: -5px; left: 0; background-color: var(--sf-primary); transition: width 0.3s; }
        .sf-nav a:hover::after { width: 100%; }
        .sf-btn-primary { background: var(--sf-gradient); color: var(--sf-white); }
        .sf-btn-primary:hover { transform: translateY(-3px); box-shadow: 0 5px 15px rgba(0, 119, 182, 0.4); }

        /* Hero */
        .sf-hero {
            height: 90vh;
            display: flex;
            align-items: center;
            background: url('../img/hero.jpg') no-repeat center center/cover;
            position: relative;
            color: var(--sf-primary);
        }
        .sf-hero::before { content: ''; position: absolute; top: 0; left: 0; width: 100%; height: 100%; background: rgba(255, 255, 255, 0.7); }
        .sf-hero-content { position: relative; z-index: 1; max-width: 1200px; }
        .sf-hero h1 { font-size: 3.5rem; margin-bottom: 20px; }
        .sf-hero p { font-size: 1.2rem; margin-bottom: 30px; }

        /* About */
        .sf-about { background-color: var(--sf-white); }
        .sf-about .container { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: center; }
        .sf-about img { width: 100%; border-radius: 10px; box-shadow: 0 10px 20px rgba(0,0,0,0.1); }
        .sf-about h3 { font-size: 2rem; color: var(--sf-primary); margin-bottom: 15px; }
        .sf-about .stat { font-size: 2.5rem; font-weight: bold; color: var(--sf-secondary); margin-top: 20px; }

        /* Why Choose Us */
        .sf-why { background-color: var(--sf-light); }
        .sf-why-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; margin-top: 50px; }
        .sf-why-card { background: var(--sf-white); padding: 30px; text-align: center; border-radius: 10px; box-shadow: 0 5px 15px rgba(0,0,0,0.05); transition: transform 0.3s; }
        .sf-why-card:hover { transform: translateY(-10px); }
        .sf-why-card i { font-size: 3rem; color: var(--sf-primary); margin-bottom: 20px; transition: transform 0.3s; }
        .sf-why-card:hover i { transform: scale(1.1) rotate(5deg); }

        /* Services */
        .sf-services { background-color: var(--sf-white); }
        .sf-tabs { display: flex; justify-content: center; margin-bottom: 40px; border-bottom: 2px solid #eee; }
        .sf-tab-button { background: none; border: none; padding: 15px 25px; font-size: 1.1rem; font-weight: 600; color: #777; cursor: pointer; border-bottom: 3px solid transparent; transition: all 0.3s; }
        .sf-tab-button.active { color: var(--sf-primary); border-bottom-color: var(--sf-primary); }
        .sf-tab-content { display: none; animation: fadeIn 0.5s; }
        .sf-tab-content.active { display: block; }
        .sf-service-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 20px; }
        .sf-service-grid-3 { display: grid; grid-template-columns: repeat(auto-fit, minmax(350px, 1fr)); gap: 20px; }
        .sf-service-item { text-align: center; padding: 20px; border: 1px solid #eee; border-radius: 8px; cursor: pointer; transition: all 0.3s; }
        .sf-service-item:hover { background-color: var(--sf-light); border-color: var(--sf-secondary); }
        .sf-service-item i { font-size: 2.5rem; color: var(--sf-secondary); margin-bottom: 10px; }

        /* Testimonials */
        .sf-testimonials { background-color: var(--sf-light); }
        .sf-testimonial-carousel { max-width: 800px; margin: 50px auto; text-align: center; position: relative; overflow: hidden; }
        .sf-testimonial-slide { display: none; padding: 20px; }
        .sf-testimonial-slide.active { display: block; animation: slideInRight 0.5s; }
        @keyframes slideInRight { from { transform: translateX(50px); opacity: 0; } to { transform: translateX(0); opacity: 1; } }
        .sf-testimonial-slide img { width: 100px; height: 100px; border-radius: 50%; margin-bottom: 20px; object-fit: cover; }
        .sf-testimonial-slide .stars { color: #ffc107; font-size: 1.2rem; margin-bottom: 15px; }
        .sf-testimonial-slide q { font-size: 1.2rem; font-style: italic; display: block; margin-bottom: 20px; }
        .sf-testimonial-nav { text-align: center; margin-top: 20px; }
        .sf-dot { height: 12px; width: 12px; margin: 0 5px; background-color: #bbb; border-radius: 50%; display: inline-block; cursor: pointer; transition: background-color 0.3s; }
        .sf-dot.active, .sf-dot:hover { background-color: var(--sf-primary); }

        /* FAQ */
        .sf-faq { background-color: var(--sf-white); }
        .sf-faq-container { max-width: 800px; margin: 50px auto; }
        .sf-faq-item { border: 1px solid #ddd; margin-bottom: 10px; border-radius: 5px; }
        .sf-faq-question {
            width: 100%;
            padding: 20px;
            font-size: 1.1rem;
            text-align: left;
            background: var(--sf-light);
            border: none;
            cursor: pointer;
            display: flex;
            justify-content: space-between;
            align-items: center;
            transition: background 0.3s;
        }
        .sf-faq-question:hover { background: #e9ecef; }
        .sf-faq-question i { transition: transform 0.3s; }
        .sf-faq-item.active .sf-faq-question i { transform: rotate(180deg); }
        .sf-faq-answer {
            padding: 0 20px;
            max-height: 0;
            overflow: hidden;
            transition: max-height 0.3s ease-out, padding 0.3s ease-out;
        }
        .sf-faq-item.active .sf-faq-answer {
            padding: 20px;
            max-height: 500px;
        }

        /* Contact Form */
        .sf-contact { background-color: var(--sf-light); }
        .sf-contact .container { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; }
        .sf-contact-form { background: var(--sf-white); padding: 40px; border-radius: 10px; box-shadow: 0 5px 15px rgba(0,0,0,0.05); }
        .sf-contact-form .form-group { margin-bottom: 20px; }
        .sf-contact-form label { display: block; margin-bottom: 5px; font-weight: 600; }
        .sf-contact-form input, .sf-contact-form textarea, .sf-contact-form select {
            width: 100%;
            padding: 12px;
            border: 1px solid #ccc;
            border-radius: 5px;
            font-size: 1rem;
        }
        .sf-contact-info h3 { margin-bottom: 20px; color: var(--sf-primary); }
        .sf-contact-info p { margin-bottom: 15px; }
        .sf-contact-info i { color: var(--sf-secondary); margin-right: 10px; }

        /* Footer */
        .sf-footer {
            background-color: var(--sf-dark);
            color: var(--sf-light);
            padding: 60px 0 20px 0;
        }
        .sf-footer .container { display: grid; grid-template-columns: repeat(4, 1fr); gap: 30px; }
        .sf-footer h4 { margin-bottom: 20px; color: var(--sf-white); }
        .sf-footer ul { list-style: none; }
        .sf-footer ul li { margin-bottom: 10px; }
        .sf-footer a { color: var(--sf-light); text-decoration: none; transition: color 0.3s; }
        .sf-footer a:hover { color: var(--sf-accent); }
        .sf-newsletter-form input[type="email"] { padding: 10px; border-radius: 5px; border: none; width: 100%; margin-bottom: 10px; }
        .sf-newsletter-form .btn { width: 100%; }
        .sf-footer-bottom { text-align: center; margin-top: 40px; padding-top: 20px; border-top: 1px solid #444; }
        .sf-footer-bottom a { margin: 0 10px; }

        
        /* ======================================================= */
      
.newsletter-section {
    background: #fff;
    padding: 30px 25px;
    border-radius: 10px;
    box-shadow: 0 4px 12px rgb(0 0 0 / 0.1);
    width: 350px;
    text-align: center;
  }

  .newsletter-section h2 {
    margin-bottom: 20px;
    color: #222;
  }

  .newsletter-section form {
    display: flex;
    flex-direction: column;
    gap: 15px;
  }

  label {
    display: block;
    font-size: 14px;
    color: #444;
    margin-bottom: 5px;
    text-align: left;
  }

  input[type="text"],
  input[type="email"],
  input[type="date"] {
    width: 100%;
    padding: 10px 12px;
    border: 1px solid #ccc;
    border-radius: 6px;
    font-size: 14px;
  }

  .checkbox-group {
    display: flex;
    align-items: center;
    font-size: 13px;
    color: #555;
  }

  .checkbox-group input[type="checkbox"] {
    margin-right: 8px;
  }

  button[type="submit"] {
    background-color: #fe0c24;
    color: white;
    padding: 12px;
    border: none;
    border-radius: 6px;
    font-size: 16px;
    cursor: pointer;
    transition: background-color 0.3s ease;
  }

  button[type="submit"]:hover {
    background-color: #00b990;
  }

  .confirmation-message {
    margin-top: 20px;
    color: #28a745;
    font-weight: bold;
    font-size: 16px;
    display: none;
    text-align: center;
    align-items: center;
  }